• Federal Direct Loans (Subsidized, Unsubsidized, and PLUS)
These loans are provided directly through the U.S. Department of Education.
Students must complete a FAFSA and have no outstanding requirements.
Loans may be awarded in an offered status or students may be required to
submit a Georgia Perimeter College loan request form.
In order to receive student loans, a student
Must be enrolled in at least 6.0 credit hours at the time the loan
Complete a one-time Entrance Counseling and Master Promissory
Note (MPN) for Georgia Perimeter College online at www.
Federal regulations state that all ‘first semester, first-time borrowers’ first loan
disbursement date be 30 days after the first day of classes.
There are three types of Federal Direct loans offered:
A Subsidized loan is a need-based loan. Additionally, if a student
receives a Subsidized Loan to attend Georgia Perimeter College, the
federal government pays the interest on the loan when a student is:
1) attending school at least half time [6 credit hours]; 2) qualifying
for an authorized deferment; or 3) in the grace period before
beginning repayment.
An Unsubsidized loan is not ‘need based’ and a student who
receives an Unsubsidized Loan to attend Georgia Perimeter College
is responsible for paying the interest while in school. A student may
choose to pay this interest while attending school or choose not
to make the interest payments while in school; the interest will be
added or capitalized onto the principal balance at repayment.
PLUS loans are available through the Direct Loan program. PLUS
loans are based on the parent’s credit history and a parent may
borrow money to pay the education expenses of each child who
is a dependent undergraduate student. A Direct PLUS request
form must be submitted and an online PLUS application must be
completed in order to be awarded a PLUS loan.
• Federal Work Study Program
The goal of the FWS Program is to promote student employment
opportunities for students who desire job experience and to assist those
students who need earnings to help meet educational expenses.
Students are employed on an hourly basis.
Federal Work-Study students should consult the Financial Aid Office at
the Alpharetta, Clarkston, Decatur, Dunwoody, and Newton campuses.
For additional information on work-study, please visit
Students must complete an annual FAFSA (
Students may work on or off campus
• HOPE Scholarship or Grant or GEDVoucher
The Georgia HOPE Scholarship and Zell Miller Scholarship programs provide
merit based financial assistance to students attending Georgia public and
private institutions of higher learning.
The HOPE Grant program provides assistance to students enrolled in one of
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